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Choose from our finance options
Gem Visa card
Pay with your Gem Visa card and spread your payments over up to {{gemTermOptions[gemTermOptions.length-1]}} months interest free.
Don't have a Gem Visa card then see below and apply for the card and all its advantages now.
Pay the clever way - with Gem Visa: 0% p.a. interest for up to {{gemTermOptions[gemTermOptions.length-1]}} months on purchases over $250. It's a Visa credit card, accepted at millions of locations worldwide
Available Finance Terms:
- {{termOption}} months interest free
*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly) / $65 Gem CreditLine (charged $32.50 half yearly)).. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card.
If a Gem Visa card isn't for you, select Finance Now instead and apply online
With Finance Now's easy application process you can take your purchase home now and pay it off at a regular fixed amount that is affordable for you. It takes less than 5 minutes and we'll have an answer to you within 1 business hour by phone or email. *
* Subject to responsible lending enquiries
Select a finance term:
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